Jerusalem Travel Insurance Guide

Jerusalem Travel Insurance

Everything you need to know before your trip

Healthcare Cost Level
High
Avg. ER Visit
$800
Recommended Coverage
$250,000
Evacuation Risk
Moderate
Insurance Coverage Warning Many insurers exclude coverage for security-related incidents, terrorism, or travel to certain border areas

Healthcare in Jerusalem

What to expect if you need medical care

Jerusalem offers excellent healthcare quality with outstanding English availability, making communication with medical staff straightforward. However, this high-quality care comes at a steep price for visitors. You'll pay an average of $800 for an emergency room visit and $2,500 per day if hospitalized. While twelve European countries have reciprocal healthcare agreements with Israel (including Austria, Belgium, Netherlands, Poland, Italy, Czech Republic, Cyprus, Hungary, Malta, Portugal, Slovenia, and Slovakia), these agreements have significant limitations—they only cover emergency treatment, and you'll still need to pay for many services. The combination of excellent but expensive care means you should prepare for substantial costs if you need medical attention during your visit.
Reciprocal Healthcare Available Citizens of AT, BE, NL, PL, IT, CZ, CY, HU, MT, PT, SI, SK may have partial coverage through reciprocal agreements. Limited to emergency treatment only, many services still require payment

What Your Policy Should Cover

Country-specific considerations for Jerusalem

Your Jerusalem policy needs to address the destination's unique risks. Security incidents and terrorism present moderate, year-round risk, though many insurers exclude coverage for these events—verify your policy includes this protection. If you're planning desert activities, ensure coverage for heat-related emergencies during summer months and flash flood incidents in winter. Desert hiking requires specific coverage for rescue operations and heat exposure treatment. Dead Sea visits need protection for salt water-related medical incidents. Be aware that visits to border areas near Gaza and Lebanon often trigger security exclusions in policies. Given the moderate evacuation risk level, particularly for security-related situations and limited access to remote desert areas, evacuation coverage is essential.
Security Incidents And Terrorism
Moderate Risk
Peak: year-round
Desert Heat Exposure
Moderate Risk
Peak: summer
Flash Floods In Desert Areas
Moderate Risk
Peak: winter

Activity-Specific Coverage

Desert Hiking: Coverage for heat-related emergencies and rescue operations
Dead Sea Activities: Coverage for salt water-related medical incidents
Border Area Visits: Security exclusions may apply near Gaza and Lebanon borders

How Much Coverage Do You Need?

Our recommendation based on Jerusalem's healthcare costs

The recommended $250,000 coverage reflects Jerusalem's healthcare cost reality and evacuation needs. With hospital stays averaging $2,500 per day, a serious illness or injury requiring a week of hospitalization could easily exceed $17,500 before adding ER visits, specialist care, or procedures. The moderate evacuation risk—whether security-related or from remote desert areas—adds substantial potential costs. A minimum of $100,000 provides basic protection, but $250,000 gives you adequate cushion for extended treatment, complications, or emergency evacuation scenarios that are realistic possibilities in Jerusalem.
Minimum
$100,000
Basic emergencies only

Making a Claim in Jerusalem

Tips for smooth claims processing

Documentation Required: Medical reports in English or Hebrew, original receipts, police reports if security-related, proof of travel dates
  • Request all medical documentation in English or Hebrew, as these are the accepted languages for insurance claims—Jerusalem's excellent English availability in healthcare makes this straightforward.
  • Keep original receipts for all medical expenses, as copies typically won't be accepted during the claims process.
  • If your claim involves any security-related incident, obtain a police report immediately, as this documentation is required and can be difficult to secure after leaving the country.
  • Document your exact travel dates with boarding passes and stamps, as insurers require proof you were in Jerusalem when incidents occurred.
  • Before visiting border areas near Gaza or Lebanon, contact your insurer to confirm whether these locations trigger security exclusions in your specific policy.

Get Covered for Jerusalem

Protect your trip to Jerusalem with comprehensive coverage from a trusted provider.

Get a Quote from World Nomads

Coverage for 200+ countries • 24/7 emergency assistance • We may earn a commission at no extra cost to you.

Plan Your Perfect Trip

Get insider tips and travel guides delivered to your inbox

We respect your privacy. Unsubscribe anytime.